6 Creative Ways to Afford a Home Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, and the American Dream Down Payment Fund from the Department of Housing and Urban Development, www.hud.gov.Explore seller financing. Continue Reading about Creative Ways to Afford a Home & A Guide for Your Home Search
The FINAL Walk-Though for ANY Purchase
What Not to Overlook on a Final Walk-through It’s guaranteed to be hectic right before closing, but you should always make time for a final walk-through. Your goal is to make sure that your home is in the same condition you expected it would be. Ideally, the sellers already have moved out. This is your last chance to check that appliances are in working condition and that agreed-upon repairs Continue Reading about The FINAL Walk-Though for ANY Purchase
Questions to Ask When Choosing Your REALTOR
Make sure you choose a REALTOR® who will provide top-notch service and meet your unique needs. How long have you been in residential real estate sales? While experience is no guarantee of skill, real estate — like many other professions — is mostly learned on the job.What types of specific marketing systems and approaches will you use to sell my home? You don’t want someone who’s going to put a Continue Reading about Questions to Ask When Choosing Your REALTOR
Why Get A Home Inspection
What a Home Inspection Should Cover Home inspections will vary depending on the type of property you are purchasing. A large historic home, for example, will require a more specialized inspection than a small condominium. However, the following are the basic elements that a home inspector will check. You can also use this list to help you evaluate properties you might purchase. For more Continue Reading about Why Get A Home Inspection
Tips for Finding the Perfect Neighborhood
How to Find the Perfect Neighborhood Your neighborhood has a big impact on your lifestyle. Follow these steps to find the perfect community to call home. Is it close to your favorite spots? Make a list of the activities — movies, health club, church, etc. — you engage in regularly and stores you visit frequently. See how far you would have to travel from each neighborhood you’re considering Continue Reading about Tips for Finding the Perfect Neighborhood
Home Value
Free Home Market Analysis Give us a call for a FREE home market analysis……If you have an hour of time to share your business or home with us, we can provide you a FREE market analysis on the value of your home. Continue Reading about Home Value
Loan Types to Consider & How Much Can I Afford? Tax Benefits of Ownership
Loan Types to Consider Brush up on these mortgage basics to help you determine the loan that will best suit your needs. Mortgage terms. Mortgages are generally available at 15-, 20-, or 30-year terms. In general, the longer the term, the lower the monthly payment. However, you pay more interest overall if you borrow for a longer term.Fixed or adjustable interest rates. A fixed rate allows Continue Reading about Loan Types to Consider & How Much Can I Afford? Tax Benefits of Ownership
Get Your Finances in Order
Get Your Finances in Order: To-Do List Develop a household budget. Instead of creating a budget of what you’d like to spend, use receipts to create a budget that reflects your actual spending habits over the last several months. This approach will factor in unexpected expenses, such as car repairs, as well as predictable costs such as rent, utility bills, and groceries.Reduce your debt. Lenders Continue Reading about Get Your Finances in Order
My name is Kay DeCuir, and I’m a licensed realtor who loves to provide high-level service. Please let me know how I can serve you!