K DeCuir Properties

Our Goal is to Exceed Your Expectations!

admin

Budget Basics Worksheet

by

The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below. IncomeAmountTake Home Pay (all family members)Child Support/AlimonyPension/Social SecurityDisability/Other InsuranceInterest/DividendsOtherTotal Income ExpensesamountRent/Mortgage (include taxes, Continue Reading about Budget Basics Worksheet

YOUR Credit Score AND Tax Questions to Ask

by

5 Factors That Decide Your Credit Score Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history.How much you owe. If Continue Reading about YOUR Credit Score AND Tax Questions to Ask

Questions to Ask When Choosing Your REALTOR

by

Make sure you choose a REALTOR® who will provide top-notch service and meet your unique needs. How long have you been in residential real estate sales? While experience is no guarantee of skill, real estate — like many other professions — is mostly learned on the job.What types of specific marketing systems and approaches will you use to sell my home? You don’t want someone who’s going to put a Continue Reading about Questions to Ask When Choosing Your REALTOR

Tips for Better Home Showings

by

Simple Tips for Better Home Showings Remove clutter and clear off counters. Throw out stacks of newspapers and magazines and stow away most of your small decorative items. Put excess furniture in storage, and remove out-of-season clothing items that are cramping closet space. Don’t forget to clean out the garage, too.Wash your windows and screens. This will help get more light into the interior Continue Reading about Tips for Better Home Showings

Feng Shui Concepts to Selling Your Home and Tips to Putting Your Home on the Market

by

5 Feng Shui Concepts to Help a Home Sell To put the best face on a listing and appeal to buyers who follow feng shui principles, keep these tips in mind. Pay special attention to the front door, which is considered the “mouth of chi” (chi is the “life force” of all things) and one of the most powerful aspects of the entire property. Abundance, blessings, opportunities, and good fortune enter Continue Reading about Feng Shui Concepts to Selling Your Home and Tips to Putting Your Home on the Market

8 Reasons Why You Should Work With a REALTOR

by

Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here are five reasons why it pays to work with a REALTOR®. Navigate a complicated process. Buying or selling a home usually requires disclosure forms, Continue Reading about 8 Reasons Why You Should Work With a REALTOR

10 Ways to Prepare for Home Ownership

by

Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.Develop your home wish list. Then, prioritize the features on your list.Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and Continue Reading about 10 Ways to Prepare for Home Ownership

First-Time Home Buyer Mistakes

by

They don’t ask enough questions of their lender and end up missing out on the best deal.They don’t act quickly enough to make a decision and someone else buys the house.They don’t find the right agent who’s willing to help them through the home buying process.They don’t do enough to make their offer look appealing to a seller.They don’t think about resale before they buy. The average first-time Continue Reading about First-Time Home Buyer Mistakes