Creative Ways to Afford a Home & A Guide for Your Home Search
6 Creative Ways to Afford a Home Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, and the American Dream Down Payment Fund from the Department of Housing and Urban Development,…
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The FINAL Walk-Though for ANY Purchase
What Not to Overlook on a Final Walk-through It’s guaranteed to be hectic right before closing, but you should always make time for a final walk-through. Your goal is to make sure that your home is in the same condition you expected it would be. Ideally, the sellers already have moved out. This is your…
Why Get A Home Inspection
What a Home Inspection Should Cover Home inspections will vary depending on the type of property you are purchasing. A large historic home, for example, will require a more specialized inspection than a small condominium. However, the following are the basic elements that a home inspector will check. You can also use this list to…
Tips for Finding the Perfect Neighborhood
How to Find the Perfect Neighborhood Your neighborhood has a big impact on your lifestyle. Follow these steps to find the perfect community to call home. Is it close to your favorite spots? Make a list of the activities — movies, health club, church, etc. — you engage in regularly and stores you visit frequently.…
8 Reasons Why You Should Work With a REALTOR
Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here are five reasons why it pays to work with a REALTOR®. Navigate a complicated process. Buying…
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10 Ways to Prepare for Home Ownership
Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.Develop your home wish list. Then, prioritize the features on your list.Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account…